About Arete

Terms and Conditions

TERMS OF USE

Please read the Terms and Conditions of Use ("Terms") listed below carefully before using the website. Your use of this website indicates that you understand and agree to be bound by these Terms. The most current version of the Terms can be reviewed by clicking on the ["Terms and Conditions"] hypertext link located at the bottom of our web pages.

NOT AN OFFER OR ADVICE

This website is for informational purposes only and has been designed primarily with the intent to help potential investors better understand Arete and its investment process. Nothing on this website is to be construed as a solicitation to buy or sell any security or as an offering or recommendation by Arete of any security or investment management service.

INTELLECTUAL PROPERTY

Arete Asset Management, LLC (“Arete”) owns and operates this website. All intellectual property, including but not limited to logos and copyrights, displayed on this website is proprietary to Arete and/or its content suppliers, unless otherwise noted. The content of this website is protected by U.S. and international intellectual property and proprietary rights laws. Arete reserves all rights with respect to intellectual property ownership of all its material on this website. The material accessible on or through this website is accessible for personal (i.e. non-commercial) browsing and printing purposes only and should not be otherwise used except with the express written permission of Arete.

LINKED WEBSITES

Arete may, as a convenience to you, provide links to websites not created or maintained by Arete, in an effort to be helpful and informative. Arete is not, however, responsible for the content of any website to which this website may link and you should refer to the policies posted by other websites regarding privacy and other topics before using them. To be clear, the information to which the user links is neither prepared nor maintained by Arete, and Arete does not review or update the information contained in any linked website. In addition, Arete is not responsible for the content of any website, owned or operated by a third party that may be linked to this website via hyperlink and is not responsible for any loss or damage of any sort that you may incur by dealing with the third party.

DISCLAIMERS

Arete does not make any express or implied warranties, warranties of fitness for a particular purpose, or warranties of non-infringement about this website. Arete provides this website on an "as is" basis and does not warrant that any defects or inaccuracies will be corrected. By using this website, you agree to use it at your own risk.

Arete will not be liable to you or anyone else for any consequential, incidental, special, indirect or other damages that result from use of this website. This is true even if Arete has been advised of the possibility of such damages or losses.

MODIFICATION OF TERMS AND CONDITIONS OF USE

Arete reserves the right to modify, add, or remove portions of the website at any time by posting the amended Terms on the website. We suggest that you check these Terms periodically for changes. Any changes in these Terms shall be effective upon posting on this website. Continued use of the website after any such changes shall constitute your consent to such changes. Arete also expressly reserves the right to monitor any use of this website.

JURISDICTION

Arete Asset Management, LLC is registered as an investment advisor in the State of Maryland and therefore may transact business in Maryland as well as where it qualifies for an applicable exemption or exclusion from registration. Arete will not render investment advice to any individual or institution unless it is first registered in the individual’s or institution’s state of domicile or unless it satisfies an applicable exemption or exclusion from registration.

These Terms will be governed and construed by the laws of the State of Maryland as they apply to agreements entered into and to be performed entirely within Maryland between Maryland residents, without regard to conflict of law provisions.

QUESTIONS OR ADDITIONAL INFORMATION

If you have questions regarding this Agreement or wish to obtain additional information, please contact Arete at info@areteam.com.