This website is designed to provide information which may be useful to investors in general and should not be taken as investment advice. It has been prepared without regard to any individual’s or organization's particular financial circumstances. As a result, any action you may take as a result of information contained on this website is ultimately your own responsibility. Arete will not accept liability for any loss or damage, including without limitation to any loss of profit, which may arise directly or indirectly from use of or reliance on such information. 
 
Some statements on this website may be forward-looking. Forward-looking statements and other views expressed herein are as of the date such information was originally posted. Actual future results or occurrences may differ significantly from those anticipated in any forward-looking statements, and there is no guarantee that any predictions will come to pass. The views expressed herein are subject to change at any time, due to numerous market and other factors. Arete disclaims any obligation to update publicly or revise any forward-looking statements or views expressed herein.
 
This information is neither an offer to sell nor a solicitation of any offer to buy any securities. Past performance is not a guarantee of future results. 

For those interested in learning more about Arete, we make our Code of Ethics, Form ADV Part I, and Form ADV Part II available by request.  If you are interested in receiving a copy of any of these disclosures, please contact David Robertson at 410/649-0086 ext. 710 or by email at [email protected].